our team

Fiduciary Plan Advisors is a team of EXPERIENCED retirement advisors dedicated to providing clients with unconflicted advice and an experience marked by excellence.

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Jania Stout

Jania Stout

Managing Director, Co-Founder

Jania Stout is a Managing Director and Co-Founder of Fiduciary Plan Advisors at HighTower. She brings more than 20 years of experience in ERISA plan consulting to the team.

Prior to HighTower, Jania founded the Fiduciary Consulting Group at PSA, a team of consultants that had a unified focus on helping plan sponsors with their fiduciary responsibilities, in 2009. She grew the practice from approximately $300 million to nearly $3 billion in assets in approximately five years. Jania also served as a Senior Account Executive for Fidelity Investments, where she built retirement plan solutions for mid-market companies. Jania began her career at ADP’s Retirement Services Division and spent 10 years helping them become one of the largest retirement plan providers in the country, working with channel partners such as Merrill Lynch, Morgan Stanley, Goldman Sachs and Bank of America.

Jania was appointed to the Leadership Council of National Association of Plan Advisors (NAPA) in 2014. She is a regular speaker at the Plan Sponsor National Conference, as well as a contributor to many industry publications. Jania’s team won NAPA’s prestigious 401(k) Advisor Leadership Award in 2013, and she has been featured in the Washington Post, 401(k) Wire and 401(k) Advisor Magazine.

Jania earned her Bachelor of the Arts degree in Philosophy from Hofstra University. She holds her Series 6, 7, 63 and 66 licenses, and is a 2008 graduate of the Greater Baltimore Committee (GBC) Leadership program. Jania also serves as a board member of the Girl Scouts of Central Maryland.

In her free time, Jania coaches girls’ lacrosse and is the lacrosse commissioner at LTRC, where she oversees 36 youth teams across the state. She resides in Phoenix, MD with her two daughters, Hannah and Sophie.

Chad J. Wilson, CFA®, CFP™

Chad J. Wilson, CFA®, CFP™

Managing Director, Co-Founder

Chad Wilson is a Managing Director and Co-Founder of Fiduciary Plan Advisors at HighTower. In addition to managing FPA’s operations, Chad oversees the firm’s process of selecting and monitoring investment managers, performing manager due diligence and formulating the firm’s investment strategies. His duties also include provider fee negotiation, client acquisition and retention, and the due diligence surrounding selecting non-fiduciary service providers, such as a plan’s record-keeper, administrator, actuary and custodian/trustee. Prior to HighTower and co-founding Fiduciary Plan Advisors, Chad was the Director of Investment Consulting at a regional consulting firm overseeing $2.7 billion of qualified and non-qualified plan assets. Previously, Chad worked for a local TPA/Record-keeper, where he gained a deep understanding of ERISA compliance.

Chad graduated magna cum laude with a Bachelor of Science degree in Business Finance and English from Bloomsburg University of Pennsylvania. He is a Certified Financial Analyst® (CFA®) charter holder, as well as a Certified Financial Planner™ (CFP™) designee. He was honorably discharged from the United States Marine Corps after serving four years in the infantry and as a scout sniper. Chad currently lives in Crownsville, MD with his wife, Jill, and two daughters, Dorothea and Sylvia.

Charles E. Vieth

Charles E. Vieth

Managing Director

Charlie Vieth is a Managing Director of Fiduciary Plan Advisors at HighTower. Charlie has been in the retirement plan business for 20 of his more than 30 years in the financial services industry.

Prior to HighTower, Charlie was the co-founder of Act2 Retirement Consulting, where he led the firm’s ERISA fiduciary practice and consulting engagements for its financial services industry clients.

Previously, Charlie was President and Director of T. Rowe Price’s Retirement Plan Services, where he was responsible for the firm’s full service and investment-only retirement plan business activities, including sales and marketing, plan sponsor and participant servicing, operations, technology, and communications. Charlie pioneered the development and introduction of fully automated solutions for retirement plan participants that maximized participation, increased deferral rates and improved asset allocation. Under his leadership, T. Rowe Price became a top-ranked service provider, and he led the team that grew the business from $4 billion to $100 billion in assets under administration.

Charlie has served as President of Spark Institute, National Defined Contribution Council and Mutual Fund Education Association. He has also been active with the Investment Company Institute (ICI), serving on its Retirement Plan, Marketing Policy and Research Committees.

Charlie received his Master of Business Administration degree from the Wharton Graduate School. He has been quoted in The Wall Street Journal, Plan Sponsor Magazine, CNBC, NPR and the Dianne Rehm Show.

Steven J. Zients

Steven J. Zients

Managing Director

Steve Zients is a Managing Director of Fiduciary Plan Advisors at HighTower. He brings more than 25 years of experience in the retirement plan business and more than 35 years of experience in financial services to the team.

Steve is a strong advocate of simplifying plan design, optimizing vendor relationships and taking advantage of provisions in the Pension Protection Act of 2006 to help employees save more and invest appropriately for retirement. He works with plan sponsor clients as an ERISA fiduciary, helping them improve investment line-ups while reducing costs and increasing participation and deferral rates for their employees. He has also led engagements searching for new vendors, performing audits and developing process enhancements for both qualified and non-qualified plans.

Prior to HighTower, Steve was the co-founder of Act2 Retirement Consulting, a firm designed to help plan sponsors maximize their retirement plan for the benefit of their employees. Previously, Steve was Senior Vice President and Director of T. Rowe Price Retirement Plan Services, where he managed the Client Services department. He was responsible for relationship management, ERISA compliance, new business implementation, product development and financial management. During his tenure at T. Rowe Price, he was part of the leadership team that started the business and grew it to over $100 billion in assets under administration.

Peter T. Godfrey, CFP™, AIF®

Peter T. Godfrey, CFP™, AIF®

Senior Plan Advisor

Peter Godfrey is a Senior Plan Advisor at Fiduciary Plan Advisors at HighTower. He specializes in delivering objective investment advice and fiduciary consulting to sponsors of defined contribution and defined benefit retirement plans.

Peter’s 18 years on experience in retirement plan consulting provides him with a broad base of knowledge in qualified plan management to consult with his clients in establishing best practices in all aspects of a qualified plan.

Prior to HighTower, Peter was an Account Executive focused on qualified retirement plan design and investment advisory service. He spent 14 years in commercial banking, and 12 years as a full service record-keeper/administrator.

Peter earned his Bachelor of Science degree in Finance from James Madison University. He holds his Certified Financial Planner™ (CFP™) designation.

Peter is married with three children and resides in Severna Park, MD. He currently serves as an Elder at Bay Area Community Church in Annapolis, MD.

Courtney Sindelar

Courtney Sindelar

Senior Plan Advisor

Courtney Sindelar serves as Senior Plan Advisor with Fiduciary Plan Advisors at HighTower. With more than 15 years of experience, Courtney has worked on the provider and the advisor side of the industry, giving her a distinct perspective to bring to the plan sponsor’s experience.

Courtney focuses on plan consultation and investment advisory services. Her goal is to ensure each client maintains a strong retirement program that empowers their employees to retire on time and with an adequate retirement benefit.

Prior to HighTower, Courtney served as a Retirement Plan Consultant for The Meltzer Group, where her responsibilities included advising plan sponsors on their defined contribution and defined benefit plans, structuring sound retirement plans for clients and their employees, conducting full scope fiduciary investment reviews, keeping clients up-to-date with all compliance regulations, and helping structure education campaigns for plan participants. In addition to her Consultation role, she has also acted in a business development role for The Meltzer Group. Courtney also served as an Account Executive for the Principal Financial Group, where she learned about plan design, plan compliance and the importance of employee education

Courtney earned her Bachelor of Science degree in Psychology and Communications from Eastern Michigan University, where she he played four years at the Division 1 University as a Varsity Soccer Scholarship Student Athlete. She holds the Series 7, as well as Life and Health licenses.

In her free time, Courtney enjoys playing soccer in adult leagues and traveling the world.

Michael L. Markovic

Michael L. Markovic

Retirement Plan Consultant

Michael Markovic is a Retirement Plan Consultant at Fiduciary Plan Advisors at HighTower. Michael brings 30 years of experience as an ERISA Paralegal, a Retirement Plan Administrator, a Benefits Manager and an Investment Consultant.

Michael works with clients to help them meet their fiduciary requirements by maintaining their retirement plans as well as providing individual and group employee meetings. He is committed to providing personal, responsive service while informing and educating clients and their participants.

Michael earned his [type of degree] in [area of study] from the University of Delaware. He has also completed post-graduate studies at the Philadelphia Institute for Employee Benefits Training. Andy holds the Series 7, 63 and 65 licenses.

Outside of the office, Michael sits on the Paralegal Advisory Board for Stevenson University and enjoys coaching lacrosse, grilling/smoking while tailgating and sampling wines.

Brian Gamble

Brian Gamble

Financial Advisor

Brian Gamble leads Fiduciary Plan Advisors participant education practice to complement our holistic approach to advising company retirement plans.  Brian’s role is to ensure that company employees, in retirement plans we advise, receive unbiased fiduciary advice.  As a financial advisor his goal is get company employees on track for a comfortable retirement and financial freedom.  Financial wellness is important at home and in the workplace by reducing stress and increasing productivity.  
Prior to Fiduciary Plan Advisors at Hightower Brian was a Client Development Officer and Equity Research Analyst at Blue Point Investment Management.  Prior to Blue Point, Brian was the Director of Research and Development for Teucrium Trading LLC, a commodity ETF issuer.  He was engaged in the development and launch of six ETF IPOs on the New York Stock Exchange.  
He currently holds FINRA series licenses 7 and 65. 
Brian attended Washington College and received a Bachelor’s Degree in Business Management.  There he was Co-Portfolio Manager of the student-run Alex Brown Fund at the nadir of the “Great Recession”.  His senior thesis was the “Achievable Behaviors of Warren Buffett”, that observed the 12 habits and characteristics that make Warren Buffett a great investor.  Brian enjoys rowing, sailing, cycling and traveling.  He lives in Hunt Valley, MD with his wife Caroline, a dog named Clover and two cats named Tiger-Lilly and Dandelion.