HighTower Twickenham is a multi-disciplinary team composed of financial professionals who specialize in wealth management, portfolio construction, client service and financial planning.

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W.F. Sanders Jr.

W.F. Sanders Jr.

Managing Director, Partner

W. F. Sanders, Jr., Managing Director and Partner at HighTower Twickenham, graduated from The University of Alabama in 1962 and joined the Wall Street firm of Goodbody & Co. in Atlanta, Georgia. W. F. and his family returned to his native Huntsville in 1963 when Goodbody opened their first Alabama office. In 1967, he was appointed manager and opened the Birmingham office.
 
In 1972, W. F., Paula and their three children returned to Huntsville. W. F. opened the Robinson Humphrey office in 1980, which later became part of Morgan Stanley Smith Barney. W.F. retired from management in 1996 to form his partnership, The Twickenham Group, today HighTower Twickenham, an independent practice dedicated to delivering the highest level of clients service and supported by HighTower’s sophisticated platform.
 
W.F.’s responsibilities include developing business opportunities with clients and prospects. He is passionate about nurturing long-term relationships and exceptional client service.
 
W. F. and Paula have been and continue to be active in community affairs.

John Wesley Clayton, CFP®

John Wesley Clayton, CFP®

Managing Director, Partner

Wes Clayton, Managing Director and Partner at HighTower Twickenham, graduated from The University of the South, Sewanee, in 1986 having earned a Degree with Honors in Psychology and a concentration in English.
 
Wes immediately began his career as an investment advisor with a small regional firm, joining Morgan Stanley Smith Barney in 1993. Wes was a member of the President’s Council at Morgan Stanley Smith Barney. In 2013, Wes co-founded Twickenham Wealth Advisors, an independent financial advisory practice dedicated to the highest level of service for clients. He has earned the designations of Senior Investment Management Consultant and Financial Planning Specialist, and is a Certified Financial Planner™.
 
Wes’ responsibilities as a member of HighTower Twickenham include long-range strategic planning, retirement and estate planning, and wealth transition. Wes also handles risk management, lending liability management and insurance / annuity / long-term care investments for our clients.
 
Wes is married to Frances Sanders and has three daughters, Sanders, Hannah Page and Alee. Wes has been active in the community serving on the boards of a number of institutions including the Huntsville Museum of Art Foundation, Burritt Museum, Randolph School, the Huntsville Hospital Advisory Council and the Boys and Girls Clubs.
Henry (Moss) E. Crosby Jr.

Henry (Moss) E. Crosby Jr.

Managing Director, Partner

Moss Crosby, Managing Director and Partner at HighTower Twickenham, graduated from Furman University in 1989. He moved to Nashville, Tennessee and started a marketing and technology firm specializing in telecommunications services and hardware.
 
In 1993, Moss and his wife, Leslie, moved to Huntsville, Alabama, her hometown. For the next 11 years, Moss was a member of an executive team at ITC Delta^Com, a regional telecommunication firm. The Team led the company through a successful initial public offering and multiple debt offerings and grew the company to more than 40 locations in 10 states with nearly 3,000 employees throughout the southern United States. In 2004, Moss joined Morgan Stanley Smith Barney as a Financial Advisor and earned the designations of Senior Investment Management Consultant and Financial Planning Specialist. In 2013, Moss co-founded Twickenham Wealth Advisors, an independent financial advisory practice dedicated to the highest level of service for clients and supported by HighTower’s sophisticated platform.
 
Moss’ responsibilities as a member at HighTower Twickenham include long- range strategic financial, corporate, retirement and estate planning analysis. He also handles risk management, lending liability management and alternative investments. Moss and Leslie have two children, Henry and Hattie. He is passionate about the outdoors and enjoys many different sports.
Michael P. Ahearn, CRPS®

Michael P. Ahearn, CRPS®

Managing Director, Partner

Michael P. Ahearn, Managing Director and Partner at HighTower Twickenham, graduated from California State University at Long Beach in 1990. Michael began his career in the healthcare technology industry working in operations, sales and marketing roles. He transferred to Northern Virginia in 1993 to manage regional sales and business development for the alternative care division of a national healthcare technology firm.
 
In 2000, Michael moved into a new Regional Sales Director role with a technology startup firm, which focused on supply distribution in the manufacturing industry. A year later, he and his wife, Sara, transferred to Huntsville to be near family.
 
In 2007, Michael joined Morgan Stanley Smith Barney as a Financial Advisor and earned the designations of Investment Management Consultant and Financial Planning Specialist. In 2013, Michael co-founded Twickenham Wealth Advisors, an independent financial advisory practice dedicated to the highest level of service for clients and supported by HighTower’s sophisticated platform.
 
Michael’s responsibilities as a member of HighTower Twickenham include individual and corporate retirement planning strategies, lending liability management and developing wealth management strategies. Michael and Sara have two children, Alex and Patrick. He enjoys playing golf and spending time with his sons.
Lauren Pearson, CFP®

Lauren Pearson, CFP®

Managing Director, Partner

Lauren Pearson is a Managing Director and Partner of HighTower Twickenham. With nearly a decade of experience in financial services, Lauren specializes in the development of custom, goals-oriented wealth management and investment strategies.
Lauren leads HighTower Twickenham’s Birmingham-based Multi-Family Office, which caters to prosperous families’ distinctive needs with services marked by a “white-glove” experience and an emphasis on confidentiality. She assists clients and their families with personal financial planning, charitable gifting strategies, and family governance and education.

Prior to HighTower, Lauren served as a Financial Advisor at Merrill Lynch, where she focused on risk management, portfolio development, retirement planning, and wealth preservation and intergenerational wealth transfer strategies. She has previously held positions with American City Business Journals and The Advisory Board Company.
Lauren earned her Bachelor of the Arts degree in Journalism from the University of Georgia. She is a Certified Financial Planning™ (CFP™) designee. 

An active member of the community, Lauren serves as the President of the Alabama Planned Giving Council, as well as a board member for Down Syndrome Alabama. She is also involved with the Children’s Art Guild and UWCA Women’s Leadership Council as well as a member of the Board of Directors for Cornerstone Schools and a member of the Rotary Club of Birmingham. Lauren and her husband, Andrew, and their daughters Lily, Mary Cabell, and Ware currently live in Birmingham, AL.


Jaime Day

Jaime Day

Executive Director, Private Wealth Advisor

Jaime Day is an Executive Director, Private Wealth Advisor of HighTower Twickenham. With more than 20 years of experience in financial services, Jaime specializes in financial planning, corporate retirement plans and the development of wealth management strategies.

Jaime focuses on private wealth management, corporate retirement services and executive financial planning services. He works with individuals, families and institutions to discern their long-term financial goals and help them construct a comprehensive strategy that positions them for success.

Prior to HighTower, Jaime served as a First Vice President and Financial Advisor at Morgan Stanley, where he managed assets and developed personalized investment strategies for high-net-worth clients and institutions. He has previously held positions with Wachovia Securities and Merrill Lynch. Jaime also served as a Combat Medic for the Alabama National Guard from 1991- 2000.

Jaime earned his Bachelor of Science degree in Finance from Jacksonville State University. He holds his Series 7 and 66 licenses, as well as Life, Health and Variable Insurance licenses.

In his free time, Jaime enjoys being outdoors, hunting, crossfit and playing soccer. 

Robert D. Warren

Robert D. Warren

Private Wealth Advisor

Robert D. Warren, Private Wealth Advisor at HighTower Twickenham, finished his undergrad work at The University of Alabama in 2008 and completed his Master’s in Business Administration in 2010. He has been an investment professional since 2012. Rob worked throughout his graduate studies, consulting in the small business sector and later shifted his focus into a sales position at Xerox Corporation. Rob became a Financial Advisor for Morgan Stanley in 2012 where he focused on financial and retirement planning for clients in the defense and aerospace industries. 

Working with business owners taught him that the most pertinent information is not always evident on the surface.  Asking the right questions and understanding the motivations that underlie a person’s decisions is paramount to adding value.  As a result of his experience, he made it his mission to provide clients with the best-in-class service. He understands that each individual has a unique set of objectives and situations, and understanding his clients is his top priority so he can bring the appropriate resources to bear for any given situation.

Rob and his wife met at the University of Alabama, and have been together ever since.  They enjoy being outdoors, being on the water, traveling, and with family.  They are very happy and excited to call Huntsville their home!
John P. Gibson

John P. Gibson

Financial Analyst

John P. Gibson, Financial Analyst at HighTower Twickenham, graduated from the University of Alabama in Huntsville in 2008 having earned a degree with Honors in Finance. John immediately began his career as a financial analyst for a Fortune 500 aerospace and defense company in Huntsville, Alabama. Responsibilities included budget, contract, and sales forecast analyses.
 
In 2011, John left the aerospace and defense industry to pursue his interests in investments and the market and began his career as a Financial Analyst.
 
John’s responsibilities as a member at HighTower Twickenham include investment analysis, assisting with long-range strategic financial, corporate, retirement and estate planning, and alternative investment analysis for clients.
Jania Stout

Jania Stout

Practice Leader, Managing Director

Jania Stout, Managing Director, Co-Founder of Fiduciary Plan Advisors at HighTower, brings over 20 years of experience in ERISA plan consulting to the organization. Prior to HighTower she founded the Fiduciary Consulting Group at PSA in 2009 and grew the practice from approximately $300 million to nearly $3 billion in assets over 5 years.  
  
Jania began her career at ADP’s Retirement Services Division and spent 10 years helping them become one of the largest retirement plan providers in the country. During her time at ADP, she worked with channel partners such as Merrill Lynch, Morgan Stanley, Goldman Sachs and Bank of America. Jania then became a Senior Account Executive for Fidelity Investments. While at Fidelity, Jania built retirement plan solutions for mid-market companies. Jania gained tremendous exposure to the challenges plan sponsors face and their need to have a fiduciary partner. This exposure led her to leave Fidelity and form a team of consultants that had a unified focus on helping plan sponsors with their fiduciary responsibilities. 
  
Jania has been featured in the Washington Post, 401(k) Wire and 401(k) Advisor Magazine. Her team won one of the most prestigious awards in the industry in 2013; the 401(k) Advisor Leadership Award sponsored by National Association of Plan Advisors (NAPA).
Ms. Stout was appointed to the Leadership Council of National Association of Plan Advisors (NAPA) in spring of 2014. The Council is charged with setting the strategic direction and making policy decisions on all matters related to NAPA’s mission. Membership is comprised of nine voting member advisors—defined as individuals who are focused on advisory services directly to plan sponsors and their participants. She is a regular speaker at the Plan Sponsor National Conference as well as a contributor to many industry publications. 
Jania holds her FINRA Series, 7, 6, 63 and 66. Ms. Stout was a two sport Division 1 athlete and graduated with a double major from Hofstra University. She is a 2008 graduate of the Greater Baltimore Committee (GBC) Leadership program and a board member of the Girl Scouts of Central Maryland. In her free time she coaches girls’ lacrosse and is the lacrosse commissioner at LTRC where she oversees 36 youth teams across the state. She resides in Phoenix, MD with her two daughters, Hannah and Sophie. 

Chad J. Wilson, CFA, CFP®

Chad J. Wilson, CFA, CFP®

Director of Retirement Plan Consulting

Chad Wilson, CFA, CFP® is a Managing Director and Co-Founder of Fiduciary Plan Advisors at HighTower. Beyond managing the operations of FPA, Chad oversees the firm’s process of selecting and monitoring investment managers, performing manager due diligence and formulating the firm’s investment strategies. His duties also extend to provider fee negotiation, client acquisition and retention, and the due diligence surrounding selecting non-fiduciary service providers such as a plan’s recordkeeper, administrator, actuary, and custodian/trustee.  

Prior to co-founding Fiduciary Plan Advisors, Chad was the Director of Investment Consulting at a regional consulting firm overseeing $2.7 billion of qualified and non-qualified plan assets. Unlike most investment-oriented consultants who begin their careers as wealth managers, Chad began working for a local TPA/Recordkeeper out of college. That experience strengthened his understanding of ERISA compliance and gives him a unique view of structuring investment programs for retirement plans. 

Chad graduated magna cum laude from Bloomsburg University of Pennsylvania with a focus in business finance and English, is a CFA charter holder as well as a CERTIFIED FINANCIAL PLANNER™ practitioner. He was honorably discharged from the United States Marine Corps after serving four years in the infantry and as a scout sniper. Chad currently lives in Crownsville, MD with his wife, Jill, of 19 years and two daughters, Dorothea (8yrs) and Sylvia (5yrs).

Sarah Djamshidi

Sarah Djamshidi

Executive Director of Business Succession Planning

Ms. Djamshidi joined HighTower in 2015 with over 17 years of successful experience providing fiscal, strategic and operations leadership to business owners and executives to formulate growth   and business succession plans. Prior to joining our team, Sarah was a Managing Director of National Capital Companies and President and Managing Partner of Speedshift Ventures.

 Sarah has earned her reputation as a detail-oriented executive leader who can synthesize complex business challenges to uncover solutions and opportunities for entrepreneurs. Sarah guides clients through a multi-faceted planning process where both financial and business goals are optimized for business transition. Sarah assists clients in determining whether they can afford to exit their business and what options are best – stay, grow or exit their business. Armed with a comprehensive plan and analysis, clients can make well-informed decisions in monetizing the value of their businesses. Through HighTower’s strategic advisory network, Sarah can help clients execute their plan.


 Sarah holds a Bachelors of Science degree in Management Science and Statistics with specialization in Decision Information Systems from the University of Maryland.  She’s also completed courses in Executive Management and Innovation Management Program from University of Maryland’s A. James Clark School of Engineering and Robert H. Smith School of Business. Sarah and her husband, Hamid, live in Bethesda. Sarah has a passion for helping entrepreneurs and enjoys being active in the DMV's startup community. In her free time, she enjoys traveling and spending quality time with friends and family.

Terri Taylor

Terri Taylor

Director of Private Wealth Services

Terri Taylor, Director of Private Wealth Services at HighTower Twickenham, began her career in 1982 with Robinson Humphrey, which later became part of Morgan Stanley Smith Barney.
 
During her 30 years with the firm, she served in many branch operations roles and later obtained her Series 3, 7, 63 and 65 licenses. She became a registered Client Service Assistant in 1985. In 1997, she obtained the Financial Planning Associate designation, obtained her Insurance and Annuity license, and completed the Financial Advisor Associate Program.
 
Today, she serves as the Director of Private Wealth Services at HighTower Twickenham, an independent financial advisory practice dedicated to the highest level of service for clients and supported by HighTower’s sophisticated platform.
 
Terri’s responsibilities include coordinating the group’s overall operations, identifying high-quality service opportunities to new and existing clients, coordinating marketing efforts and serving as the primary resource for team administrative issues.
In her leisure time Terri enjoys gardening, cooking, traveling and spending time with her family.


Tracy Sanders

Tracy Sanders

Senior Private Wealth Specialist

Tracy Sanders, Senior Private Wealth Specialist at HighTower Twickenham, brings over 30 years of client service to the financial services industry.
 
In 2003, Tracy joined Morgan Stanley Smith Barney. She earned the designation of Registered Paraplanner and Accredited Asset Management Specialist through the College for Financial Planning. Tracy served as a registered Securities representative/Acting Office Branch Manager in an investment center, as well as various operational roles while in the banking industry.
 
She holds Series 7, 63, and 24 licenses, as well as an Alabama Insurance and Annuity licenses.
 
Tracy’s responsibilities as a member at HighTower Twickenham include primary contact for client service requests, which include account maintenance, Online Access and Bill Pay, client cash disbursement requests, electronic funds transfers, order entry, distribution requests for 529 Plans, charitable gifting and notary services.
Tracy enjoys outdoor activities and traveling.
Tasia Sublett

Tasia Sublett

Private Wealth Associate

Tasia Sublett, Private Wealth Associate at HighTower Twickenham, brings over 20 years in retail, private and wealth management banking experience.

Tasia holds a Bachelor of Science from Athens State University and a Master of Science from Auburn University at Montgomery.

Tasia’s responsibilities as a member at HighTower Twickenham include primary contact for client service requests, which include account maintenance, Online Access and Bill Pay, client cash disbursement requests, electronic funds transfers, order entry, distribution requests for 529 Plans, charitable gifting and notary services.