Morse, Towey & White Group
Overview
We seek to customize investment management to individual client goals and needs while observing their idiosyncratic risk tolerances. We question new clients at length to understand their families and financial responsibilities and then provide a financial plan that produces a suggested investment proposal. This “proposal” if implemented is regularly revisited to determine if changes need be undertaken in the portfolio, to facilitate client capital requirements, or change in tax status.
We employ various investment vehicles that revolve around our own managed portfolio of equities, bonds, and risk modifying hedging techniques. Additionally we often employ alternative investments, separately managed accounts with style specific managers, and securities that derive value from both currency and commodity price variability.
None of our endeavors produce speculative high returns--yet all of our investment mechanisms are designed to mitigate market volatility while providing satisfactory risk adjusted returns. Our clients are prosperous and it is most important we preserve their capital while simultaneously providing returns that meet their long term goals.
We monitor our portfolios daily. While we are tax sensitive we are not tax driven. We are not “market timers” as long term returns are far more important than short term results, and we recognize risk avoidance in volatile times as being more crucial to long term success. Simply we are flexible.
Lastly we are invested in the same securities and strategies as our clients. When we say we treat client funds as if they were our own – we do!