The Financierge reflects the diversity of services and thought leadership we provide our clients. Not only do we guide our clients through all the phases of their financial needs, but we also do so in a context that is holistic and comprehensive. We devote as many resources to being consultative planners as we do being quality investment managers, integrating the accumulation, preservation, and transfer phases of wealth management. We realize that our clients need us to serve as a “quarterback” into a wide array of professional services, from legal and lifestyle needs to real estate and tax, lending and bookkeeping, etc. We formalized a due diligence analysis and curated a platform of service providers. The Financierge consists of the core insights across these many disciplines that are instrumental in driving the right client experience.
Dear Valued Clients and Friends, In this issue of The Financierge, we focus on business succession planning that helps business owners determine their goals, enhance business value, evaluate exit alternatives, develop written succession plans, and ensure business continuity. In our podcast/vidcast, we speak with Greg Ring and discuss how business succession planning can be enhanced by […]
Dear Valued Clients and Friends, In a study by the Family Office Exchange, families were asked about their view of the greatest risk to their wealth. The top three answers were bad investment decisions (37%), poor economic and market conditions (26%), and tax and political risk (16%). One of the lowest areas of perceived risk […]
Dear Valued Clients and Friends, As a former management consultant and C-level executive, I spent a considerable amount of time learning the art of strategic planning. What I found to be one of the most critical components of planning was not only strategy but risk management. Without identifying and managing risk, a strategy is vulnerable […]
Dear Valued Clients and Friends, For centuries, civilization like the Greeks, Egyptians, and Romans taxed their citizens to pay for services delivered to their communities. Paying taxes represents an important way we contribute to sustainable and shared prosperity by funding national defense and safety, infrastructure, technology, education, and public programs like Medicare, Medicaid, and Social […]
Dear Clients and Friends, We are blessed by the extraordinary legacy that George H. W. Bush, the 41st President of the United States, left when he died in November of 2018 at the age of 94. About thirty years earlier in his January 1989 Inaugural Address, former President Bush said: “We cannot hope only to […]
Dear Clients and Friends, Happy New Year! As I look at this picture of Queen Elizabeth II and former President Ronald Reagan, I am reminded of the love, tradition, respect, and hope in our lives that we can celebrate as the new year turns. It has also become the annual occasion to reflect on such things […]
Dear Valued Clients and Friends, The U.S. Constitution (including 27 amendments) has 7,591 words, Tolstoy’s War and Peace has 587,287 words, the Bible about 800,000 words, and the U.S. Tax Code has an estimated 4,000,000 words. If the average adult reads at a speed of 300 words per minute, it would take about 25 minutes […]
Dear Valued Clients and Friends, As a nation, it is estimated that $59 trillion of wealth will transfer from generation to generation by 2061. This massive transfer of wealth presents significant opportunities and challenges for grandparents, parents, heirs, and charities. Some of these opportunities include how to prepare the next generation for wealth, how much […]
Dear Valued Clients and Friends, It’s great to see U. S. companies reporting some of their strongest earnings growth since the 2008 recession. This is no doubt a result of productivity, good management, lower tax rates, deregulation, and a strong global economy. One company, Apple, became the first U.S. company to surpass $1 trillion in […]
Dear Valued Clients and Friends, Several weeks ago we had the pleasure of listening to Dr. Richard Thaler, a Nobel Prize winning economics professor at the University of Chicago. Among several topics he discussed, there was one that resonated with us about how good football teams make good quarterbacks play at a higher level. That […]
The Bahnsen Group is registered with HighTower Securities, LLC, member FINRA and SIPC, and with HighTower Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through HighTower Securities, LLC; advisory services are offered through HighTower Advisors, LLC.
This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors.
All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. The team and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice.
This document was created for informational purposes only; the opinions expressed are solely those of the team and do not represent those of HighTower Advisors, LLC, or any of its affiliates.
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about the author
Don B. Saulic – CFP® CPA
Don is a Partner in the team's Private Wealth Management practice specializing in helping affluent families develop comprehensive strategies for all phases of wealth accumulation, preservation, and transfer.
He also leads our Financial Concierge Services platform of professional alliances and serves as the editor of The Financierge.