Thoughts On Money

THOUGHTS ON MONEY [TOM] is a place to find simple truths on money.  Everything from budgeting to investing to decision making.  A great place to come for answers to your own personal financial questions or to spark thought on how to improve your financial life.  Enjoy an easy to read, application focused commentary.   

Mr. Market & You

Hello TOM Subscribers,  This week we welcome back Kenny Molina for another guest post.  Kenny covers the allure of so-called “easy money” investments and the historical evidence around the financial destruction left in their wake.  Kenny provides some fascinating research and prudent advice to help all of us avoid these financial traps.  So sit back, relax, and enjoy!   […]

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Puzzles Over Quilts

Buzzwords. They can be really annoying, right? At their inception, they are the perfect descriptor, and that’s why they are so catchy.  Then they flood the conversation and quickly lose their potency.  Eventually maturing into plain old industry jargon. Here’s one for you: Holistic Financial Planning. Again, at its infancy, I can understand why the […]

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Misguided Mary

Today I’m going to tell you a story about Mary. Mary is retired and perhaps the sweetest person you could ever meet. The type of person that just lights up the room. Someone that always makes you feel like family. Some years ago I was honored with the opportunity to steward over Mary’s investments. As is […]

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The Bahnsen Group is registered with HighTower Securities, LLC, member FINRA and SIPC, and with HighTower Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through HighTower Securities, LLC; advisory services are offered through HighTower Advisors, LLC.

This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors.

All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. The team and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice.

This document was created for informational purposes only; the opinions expressed are solely those of the team and do not represent those of HighTower Advisors, LLC, or any of its affiliates.

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about the author

Trevor Cummings, CFP®  


Trevor is a Private Wealth Advisor focused on building customized financial plans for his and many clients of the team.

As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.

He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.