If you were to do an internet search on “retirement statistics” you would get a plethora of depressing results about how Americans are ill-prepared for retirement. Earlier this year the Ways and Means Committee presented their solution to improve the landscape for retirement savers via the SECURE (Setting Every Community Up for Retirement Enhancement) Act. The SECURE Act is a proposal to […]
If you are in the market for a new home appliance or a new car, today’s marketplace provides endless resources to help you make your decision. From online reviews to Consumer Reports, you can find out everything you need to know about a product before ever purchasing it. Whether you are looking for the best […]
My Friend Reggie … He’s a great guy, works hard, good saver, and is doing what he can to prepare his financial future. Reggie reads about investing here and there; he’s interested in knowing what’s going on in the world, but also likes to devote a majority of his time to family and work. Reggie […]
Hello TOM Subscribers, This week we welcome back Kenny Molina for another guest post. Kenny covers the allure of so-called “easy money” investments and the historical evidence around the financial destruction left in their wake. Kenny provides some fascinating research and prudent advice to help all of us avoid these financial traps. So sit back, relax, and enjoy! […]
Welcome back, TOM readers, today we will be continuing the Graduate’s Guide to Personal Finance. You can find part one of this two-part series here. As we discussed, this guide was crafted to help new graduates navigate the complex world of personal finance. This guide is also a great reference for equipping parents and grandparents […]
This month, Summer officially begins. Isn’t it a wonderful time of the year! A time to enjoy the outdoors, a time for vacations, and a time for students to take a break from school. For some students, this Summer represents a graduation milestone from high school or college; truly one of those BIG life transitions. Those […]
In this week’s Thoughts on Money, we address the dangers of following the herd when it comes to your investment strategy. We’ve written before about being careful not to succumb to the news media as your gauge of what is worth investing in and that it is best to start with a plan and stick […]
Hello TOM Subscribers, This week we have another guest post from our own, Kenny Molina. Kenny shared his thoughts on behavioral finance a few weeks ago and is back again. This week Kenny will be discussing the F.I.R.E. movement that is sweeping the world of personal finance and he will discuss whether all the potential […]
Buzzwords. They can be really annoying, right? At their inception, they are the perfect descriptor, and that’s why they are so catchy. Then they flood the conversation and quickly lose their potency. Eventually maturing into plain old industry jargon. Here’s one for you: Holistic Financial Planning. Again, at its infancy, I can understand why the […]
We are fearful of all sorts of market monsters that may be creeping around the corner – recessions, volatility, rising interest rates, etc. – but there is another monster that we just don’t pay enough attention to even though it’s constantly lurking in the shadows. I am just going to come right out and say […]
The Bahnsen Group is registered with HighTower Securities, LLC, member FINRA and SIPC, and with HighTower Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through HighTower Securities, LLC; advisory services are offered through HighTower Advisors, LLC.
This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors.
All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. The team and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice.
This document was created for informational purposes only; the opinions expressed are solely those of the team and do not represent those of HighTower Advisors, LLC, or any of its affiliates.
Subscribe to Advice and Insights
about the author
Trevor Cummings, CFP®
Trevor is a Private Wealth Advisor focused on building customized financial plans for his and many clients of the team.
As the author of TOM [Thoughts On Money], Trevor endeavors to write and speak about financial concepts and principles in a kind of “straight” talk demeanor and posture.
He received his Bachelor’s degree in Organizational Leadership from Biola University and his MBA from California State University, Fullerton.
The Fiscal Feminist
Solutions for Your Financial Life
Please contact us to learn more about our comprehensive Financial Concierge Services