My original aspiration for TOM was to make personal finance more understandable; to translate the complex into the simple. I wanted to share good ideas that would help people improve their financial lives. I had an interaction with a friend last week that was a good reminder of this mission. My friend came to me […]
When it comes to investing, one of the biggest obstacles that an investor must overcome… is themselves. In today’s TOM we examine a real life story about the costs and consequences of bad investor behavior that we can all fall victim to. “Imagine how much harder physics would be if electrons had feelings!” -Richard Feynman […]
This week I was working on a financial plan with another advisor at The Bahnsen Group, and we got into a conversation about sequence-of-returns risk (SORR). I was reminded of how important this topic is yet how little is known about it. While we’ve mentioned it in previous TOM articles, it deserves a dedicated observation of […]
This last weekend I got to thinking about an interesting question, how did generations of the past accumulate enough wealth to retire? This curiosity was spawned from an observation of my own generation (Millennials), who don’t seem like they are saving enough to prepare for retirement. So, I was curious to know how past generations […]
Ok, welcome to week 7! Before we jump in, I thought we could do a quick recap of what we’ve covered so far and if you’ve missed any of the former weeks you can find the archive here at www.thoughtsonmoney.com. Also, please feel free to email me at email@example.com if there is any other topic you […]
“A part of all you earn is yours to keep. It should be not less than a tenth no matter how little you earn. It can be as much more as you can afford. Pay yourself first.”– The Richest Man in Babylon For simplicity let’s separate investors into two broad categories: accumulators and distributors. Accumulators are […]
One of The Great Debates: Buy or Rent? I grew up racing BMX bikes and got to travel all over the country to compete. Along the way I made friends from all over the map. Social media wasn’t much of a thing back then, so I had to stay connected with my friends over the phone. […]
The Bahnsen Group is registered with HighTower Securities, LLC, member FINRA and SIPC, and with HighTower Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through HighTower Securities, LLC; advisory services are offered through HighTower Advisors, LLC.
This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors.
All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. The team and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice.
This document was created for informational purposes only; the opinions expressed are solely those of the team and do not represent those of HighTower Advisors, LLC, or any of its affiliates.
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