In 2018, investors faced a year of heightened volatility (corrections in January and February, and again through the 4th quarter) in which fundamentals were at odds with general sentiment and overall market performance. During the year, we saw markets reach record highs, the economy expand at rates not seen in many years, unemployment reach a […]
In financial markets there are no sure things—and, as financial advisors, we cannot (and would be foolish to try to) use the word “guarantee.” But if advisors and investors ever looked for (or accepted anything as) a sure thing, there is a leading economic indicator with a perfect record. Every modern US recession was preceded […]
As we approach the end of the year, it leaves many wondering what they can do to improve their tax situation—especially in light of the significant changes to the tax code this year. We have prepared a Year-End edition of our Guidebook to provide you with actionable tips and strategies as we head into the […]
November brought more volatility for domestic equity markets. While added pressure resulted in nearly all of the year’s equity market gains being erased by Thanksgiving, a post-holiday rally gave investors much to cheer. The rally comes on the back of Federal Reserve Chairman Jerome Powell walking back some of his October commentary that led to […]
There are many different types of retirement plans and accounts. While the IRA and Roth IRA are available to all qualifying savers, the relatively low contribution limits ($5,500 in 2018 and $6,000 in 2019, with a $1,000 catch up contribution for those aged 50 and older) force the self-employed to seek alternative funding vehicles for […]
The Thanksgiving holiday is a time for reflection and an opportunity to acknowledge the many blessings for which we can be grateful. A time for reflection… 2018 has been a year of tremendous growth and advancement at Financial Principles. As we celebrated our 20th anniversary serving you and your families, rather than stop to celebrate we took steps […]
Social Security recently announced changes for 2019. While there are many changes from year to year, here are the three with the greatest impact for most workers and retirees. Retirees will receive the largest Cost of Living Adjustment in seven years. In 2019, retirees will be receiving a 2.8% raise in their Social Security benefits. […]
In today’s fast paced and high-tech world, 24/7 media coverage is available quite literally at your fingertips. For anyone with social media, it should be no surprise that voter interest in the midterm elections have surged to record highs within both parties. Currently, the House of Representatives, Senate, and presidency are all within Republican control. […]
October was a roller coaster month bringing equities, as measured by the Standard and Poor’s 500 Index, roughly 7% below their September levels. Such volatility has brought a lot of emotions including fear and uncertainty into the forefront for many investors. While unnerving, the market pullback is a reminder of what are defined as more […]
Medicare’s Open Enrollment Period runs from October 15th through December 7th every year. This period of time is also known as the Annual Election Period. During this time: Anyone with Part A and B can switch to a Part C Advantage Plan Anyone with Part C can switch back to Parts A and B Anyone […]
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This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors.
All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. The team and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice.
This document was created for informational purposes only; the opinions expressed are solely those of the team and do not represent those of HighTower Advisors, LLC, or any of its affiliates.