Earlier this year we prepared the Young Investor Guidebook as a resource for young investors who are just getting started out. With wedding season upon us, we are following up with the Matrimonial Planning Guidebook as a financial checklist for those who may be preparing to walk down the aisle. Should you, or someone you […]
Our very own Brad Bofford was featured in NJ Business Magazine this month discussing the different available retirement plan options for small businesses! If you have any questions, please do not hesitate to contact our office!
While we have done a great deal of planning and counseling clients on the new tax laws, now that the 2018 tax season is behind us (unless of course you, or your business, are on extension), we have all gained a bit more clarity on how the Tax Cuts and Jobs Act affects our own […]
Do you remember your first investment? Perhaps you were in high school and opened an IRA, or bought a stock, with savings from your summer job. Perhaps it was enrolling in the 401(k) plan at your first job after graduating. Whatever the experience, there was probably a mix of emotions: fear, excitement, confusion, and even […]
According to Javelin Strategy and Research’s 2018 Identity Fraud study, there were over 16.7 million victims of identity theft in 2017, with over $16.8 billion stolen from victims. As technology continues to advance, unfortunately so does the amount (and sophistication) of cybercrimes. We have prepared our most recent Guidebook to provide actionable tips to protect […]
As we turn the calendar to the New Year, many are reflecting and making resolutions or setting goals for this year. When we set these social, family, and professional goals, we often neglect our financial housekeeping. We encourage all of our friends and clients to take a little time to review their spending habits, prepare […]
As we approach the end of the year, it leaves many wondering what they can do to improve their tax situation—especially in light of the significant changes to the tax code this year. We have prepared a Year-End edition of our Guidebook to provide you with actionable tips and strategies as we head into the […]
There are many different types of retirement plans and accounts. While the IRA and Roth IRA are available to all qualifying savers, the relatively low contribution limits ($5,500 in 2018 and $6,000 in 2019, with a $1,000 catch up contribution for those aged 50 and older) force the self-employed to seek alternative funding vehicles for […]
Social Security recently announced changes for 2019. While there are many changes from year to year, here are the three with the greatest impact for most workers and retirees. Retirees will receive the largest Cost of Living Adjustment in seven years. In 2019, retirees will be receiving a 2.8% raise in their Social Security benefits. […]
Medicare’s Open Enrollment Period runs from October 15th through December 7th every year. This period of time is also known as the Annual Election Period. During this time: Anyone with Part A and B can switch to a Part C Advantage Plan Anyone with Part C can switch back to Parts A and B Anyone […]
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This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors.
All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. The team and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice.
This document was created for informational purposes only; the opinions expressed are solely those of the team and do not represent those of HighTower Advisors, LLC, or any of its affiliates.