The final quarter of 2019 is here. Like many previous Octobers, the tenth month of 2019, has started with a dud. Early last week, on the first trading day of October, all major indices finished down more than 1%. October is generally thought of as a ‘worst month’ for the markets. This was a misnomer however, […]
At some point in your life, you probably have heard about the importance of developing a budget. But, why is a budget so important? Perhaps you simply spend what you must and save whatever’s left over. Or, perhaps you spend all you have and borrow or charge anything else that you need. In either case, […]
‘Sell in May and go away.’ We can officially add that one to the list of old trading clichés that don’t work in today’s financial marketplace. Summer used to be a quiet time in the markets…most of the financial service pros would leave their NY offices and head to a vacation home somewhere with limited […]
An increasing amount of individuals in their 30s and 40s are going to college in order to improve their job skills, to qualify for promotions and raises, or just to enjoy learning. While these older students are choosing to acquire more education, however, the tax laws have made it more difficult for them to get […]
Imagine your reaction to the following scene: You return home from work one night to find your teenage daughter happily running about with a letter in her hand. When you calm her down, she tells you she has just been accepted to the incoming freshman class of the private college of her choice. After she […]
Save early, save often and understand the alphabet soup of options The cost of a college education increases every year, largely unbeknownst to you until you receive the bill. The pile of money you must save is staggering. If you have children, plan for college costs as soon as possible. Children are costly even before […]
Reclaim your time and energy to live your best life Each of us has just 168 hours per week to accomplish our tasks and goals—at work, at home and out in the world. If you feel like you spend too much of that time on things that don’t add value to your life, you’re not […]
Achieving a secure financial future doesn’t necessarily require bold moves. In many ways, disciplining yourself to follow simple, routine practices may be more important for building long-term security. Here are a few time-tested strategies to put into practice: Set one-, three-, and ten-year financial goals. Evaluate your financial progress monthly to help ensure you are […]
Maybe you have just married, or are starting a family. Or, perhaps you simply feel the need for a financial checkup and a strategy to help you start saving for retirement or your child’s education. For any of these reasons—and a host of others—you may need the services of a financial professional. You may be […]
Have you ever given much thought as to what the consequences could be if you did not go to the doctor for ten years? We all know that an annual check-up with a physician is important in maintaining proper health and physical fitness. Well, the same holds true with fiscal fitness, too. Regularly checking your […]
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This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors.
All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. The team and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice.
This document was created for informational purposes only; the opinions expressed are solely those of the team and do not represent those of HighTower Advisors, LLC, or any of its affiliates.
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