Meet Our Team
With a growing team and two office locations in Huntsville and Birmingham, we continue our founding mission to serve all clients across the country as full fiduciaries in the stewardship of their wealth.
In 1972, W. F., his wife, Paula, and their three children returned to Huntsville. W. F. opened the Robinson Humphrey office in 1980, which later became part of Morgan Stanley Smith Barney. W.F. retired from management in 1996 to form his partnership, The Twickenham Group, today HighTower Twickenham, an independent practice dedicated to delivering the highest level of client services while supported by HighTower’s sophisticated platform.
W.F.’s responsibilities include developing business opportunities with clients and prospects. He is passionate about nurturing long-term relationships and exceptional client service.
W. F. and Paula have been and continue to be active in community affairs.
Wes immediately began his career as an investment advisor with a small regional firm, joining Morgan Stanley Smith Barney in 1993. Wes was a member of the President’s Council at Morgan Stanley Smith Barney. In 2013, Wes co-founded Twickenham Wealth Advisors, an independent financial advisory practice dedicated to the highest level of service for clients. He has earned the designations of Senior Investment Management Consultant and Financial Planning Specialist, and is a CERTIFIED FINANCIAL PLANNER™ professional.
Wes’ responsibilities as a member of HighTower Twickenham include long-range strategic planning, retirement and estate planning, and wealth transition. Wes also handles risk management, lending liability management and insurance / annuity / long-term care investments for our clients.
Wes is married to Frances Sanders and has three daughters, Sanders, Hannah Page and Alee. Wes has been active in the community serving on the boards of a number of institutions including the Huntsville Museum of Art Foundation, Burritt Museum, Randolph School, the Huntsville Hospital Advisory Council and the Boys and Girls Clubs.
Moss Crosby is a Managing Director and Founding Partner at HighTower Twickenham. Moss delivers sophisticated services to include long-range strategic financial planning; corporate, retirement and estate planning analysis; and family governance, advice and guidance for individuals and families. He also handles risk management, lending\liability management and alternative investments.
Currently, Moss serves as the Chairman of the HighTower Advisor Council, an internal board of advisors that exists to promote partnership and collaboration across the HighTower community. He is also a Board Member of the HighTower Board of Directors. In 2018, Moss was recognized as one of the top Forbes Best-in-State Wealth Advisors in Alabama. In his community, he is a member of the Professional Advisors Council for HudsonAlpha Institute for Biotechnology.
Moss graduated from Furman University in 1989. He moved to Nashville, Tennessee and started a marketing and technology firm specializing in telecommunications services and hardware. In 1993, Moss and his wife, Leslie, moved to Huntsville, Alabama, her hometown. For the next 11 years, Moss was a member of the executive team of a regional telecommunications firm. The team led the company through a successful initial public offering and multiple debt offerings. These experiences helped frame his knowledge of the opportunities available to clients in the capital markets. In 2004, Moss joined Wes Clayton and W.F. Sanders at Morgan Stanley Smith Barney as a partner and financial advisor, further earning the designations of Senior Investment Management Consultant and Financial Planning Specialist.
In 2013, Moss co-founded Twickenham Wealth Advisors, now named HighTower Twickenham. With a growing team and two office locations in Huntsville and Birmingham, Alabama, he plays a significant leadership role in steadfastly advancing the vision of his local practice as well as the national, industry-leading* firm, HighTower Advisors.
Moss and Leslie have two children, Henry and Hattie. He is passionate about the outdoors and his dogs and enjoys many different sports.
*HighTower named #2 on the nationwide Top 100 Wealth Managers List in 2015-2017
Michael Ahearn, Managing Director and Partner at HighTower Twickenham, graduated from California State University at Long Beach in 1990. Michael began his career in the healthcare technology industry working in operations, sales, and marketing roles. He transferred to Northern Virginia in 1993 to manage regional sales and business development for the alternative care division of a national healthcare technology firm.
In 2000, Michael moved into a new regional sales director role with a technology startup firm, which focused on supply distribution in the manufacturing industry. A year later, he and his wife, Sara, transferred to Huntsville to be near family.
In 2007, Michael joined Morgan Stanley Smith Barney as a Financial Advisor and earned the designations of Investment Management Consultant and Financial Planning Specialist. In 2013, Michael co-founded Twickenham Wealth Advisors, an independent financial advisory practice dedicated to the highest level of service for clients and supported by HighTower’s sophisticated platform.
Michael’s responsibilities as a member of HighTower Twickenham include individual and corporate retirement planning strategies, lending liability management and developing wealth management strategies.
Michael and Sara have two children, Alex and Patrick. He enjoys playing golf and spending time with his sons.
For Lauren, family is the most important aspect of her life. Her husband, Andrew, is a minister and the dean of a larger church in Birmingham, the Cathedral Church of the Advent. She is also the mother of three smart and brave daughters. Lily, Mary Cabell and Ware. To date, she’s convinced two out of the three that they should attend the University of Georgia, her alma mater.
Growing up, Lauren moved around a fair amount because of her father’s career. Moving around frequently helped her understand that if you are going to know people and places for a short amount of time, it’s best to reframe the way you think about time. If you only have four years, what are you going to do to make a difference? The first thing she learned was to understand people quickly; to ask the right questions and celebrate differences. The second thing was to commit significant time to community service, which she has done since the age of fifteen. In Birmingham, she serves on the boards of directors of Cornerstone Schools of Alabama, the United Way of Central Alabama, and the Alabama Planned Giving Council.
While Lauren doesn’t have many mainstream hobbies, she is very interested in learning about everything. If research is considered a hobby, that would be her thing as this curiosity is well-suited for her profession. To support this passion professionally, Lauren obtained her CERTIFIED FINANCIAL PLANNER™ certification.
Having said this, the work doesn’t have to be unique for it to be important to her and to the families with whom she works. The impact of putting a thoughtful plan in place will last for generations, and she understands the depth of this responsibility. What you will see and read from her online footprint is that she principally engages in personal financial planning, asset allocation, portfolio construction and charitable gifting strategies for professionals and families. The key marker of these relationships is trust, transparency and confidentiality.
This is the work she has been doing for over a decade, first at Merrill Lynch and now at HighTower, advising and crafting hundreds of planning scenarios, and it is what she hopes to do for the remainder of her career. It is deeply important that she do great work for the clients whom she serves.
Humbled by the recognition that she has received, she was named one of Forbes 2017 “America’s Top Next-Generation Wealth Advisors,” featured on the list of the Birmingham Business Journal 2017 “Women to Watch” and listed as a “Top Wealth Advisor Mom” for Working Mother magazine.
Beyond her family and faith, her practice is her life’s work. It is a privilege for her to establish the Birmingham office for HighTower Twickenham and to serve families across the United States.
Jaime Day is an Executive Director, Private Wealth Advisor of HighTower Twickenham. With more than 20 years of experience in financial services, Jaime specializes in financial planning, corporate retirement plans, and the development of wealth management strategies.
Jaime focuses on private wealth management, corporate retirement services and executive financial planning services. He works with individuals, families, and institutions to discern their long-term financial goals and help them construct comprehensive strategies that position them for success.
Prior to HighTower, Jaime served as a First Vice President and Financial Advisor at Morgan Stanley, where he managed assets and developed personalized investment strategies for high net worth clients and institutions. He has previously held positions with Wachovia Securities and Merrill Lynch. Jaime also served as a Combat Medic for the Alabama National Guard from 1991-2000.
Jaime earned his Bachelor of Science degree in Finance from Jacksonville State University. He holds his Series 7 and 66 licenses as well as Life, Health, and Variable Insurance licenses.
In his free time, Jaime enjoys being outdoors, hunting, CrossFit, and playing soccer.
Robert (Rob) Warren, Private Wealth Advisor at HighTower Twickenham, finished his undergraduate work at The University of Alabama in 2008 and earned a Master of Business Administration degree in 2010. Rob worked throughout his undergraduate and graduate studies serving in various roles as well as consulting with small businesses in Tuscaloosa and West Alabama through the university’s Small Business Development Center. He continues to use the experience of working with business owners and their families as a Private Wealth Advisor today.
Rob began his career in the financial services industry as a financial advisor for Morgan Stanley in 2012 where he focused on financial and retirement planning for clients in the defense and aerospace industries. In 2018, he obtained his CERTIFIED FINANCIAL PLANNER™ certification, a nationally recognized and rigorously comprehensive professional standard in the financial industry that focuses on personalized financial planning.
Working with business owners taught him that the most pertinent information is not always evident on the surface. Asking the right questions and understanding the motivations that underlie a person’s decisions is paramount to adding value. As a result of his experience, he made it his mission to provide clients with distinct and tailored service. He understands that each individual has a unique set of objectives and situations and a financial plan should be built to the specific needs of each client. Understanding our clients is his top priority, allowing him to bring the appropriate resources to bear for any given situation.
Rob and his wife, Challice, met in college and were married in 2013. In November of 2017, they welcomed their first baby to the world, Harper Rea. They enjoy being outdoors and on the water, traveling, and spending time with family. They are very happy and excited to call Huntsville their home!
John Gibson, Financial Analyst at HighTower Twickenham, graduated from the University of Alabama in Huntsville in 2008 having earned a degree with Honors in Finance. John immediately began his career as a financial analyst for a Fortune 500 aerospace and defense company in Huntsville overseeing budgets, contracts and sales forecast analyses.
In 2011, John left the aerospace and defense industry to pursue his interests in investments and the market and began his career as a Financial Analyst. After committing over 1,000 hours and passing three exams within three years, John Gibson now holds the Chartered Financial Analyst® designation, a prestigious accreditation that reflects John's sophisticated capabilities in portfolio and investment management, fiduciary standards, capital market integrity and excellence in client services.
John is a vital member of the HighTower practice. On a daily basis, he manages investment trading, assists with long-range strategic financial, corporate, retirement and estate planning, and researches diverse and smart alternative investments for our practice. His compassion to genuinely help his clients shines through in his every initiative.
John is married to his wife, Kristen, and together they are raising a beautiful daughter named Rosalie (Rosie).
Jake Wilson, Associate Analyst at HighTower Twickenham, graduated from The University of Alabama in 2018 having earned his B.S. in Finance with a concentration in Global Business. He also graduated from Highlands College with a Certificate of Leadership and Ministry, specializing in Pastoral Leadership. While completing these two degrees, Jake spent time studying International Business in Athens, Greece at the American College of Greece in 2017.
Jake works with John Gibson to provide supporting insight and recommendation on our investment trading. Additionally, he facilitates due diligence and prepares financial analyses for our clients.
Outside of the office, Jake enjoys spending time with his family and friends, traveling, hunting, playing golf, and reading.
Terri Taylor, Client Relations Manager at HighTower Twickenham, began her career in 1982 with Robinson Humphrey, which later became part of Morgan Stanley Smith Barney.
During her 30 years with the firm, she obtained her Series 3, 7, 63 and 65 licenses and served in many branch operations roles. In 1997, she earned the Financial Planning Associate designation, obtained her Insurance and Annuity licenses, and completed the Financial Advisor Associate Program.
As part of the HighTower Twickenham team, Terri is dedicated to providing our clients with a distinct and personal level of service. Her responsibilities include welcoming our clients and guests to our practice, maintaining consistent internal communication throughout the office, and coordinating reviews and meetings with clients.
In her leisure time, Terri enjoys gardening, cooking, traveling, and spending time with her family.
Kinsey serves as the Marketing and Communications Coordinator for the HighTower Twickenham Huntsville and Birmingham offices.
Joining the HighTower Twickenham team in January 2017, Kinsey leads the efforts in effective marketing and communication strategies that align with the goals and objectives of HighTower Twickenham clients to include individuals, families, businesses and institutions. As HighTower Twickenham continues to carve out the industry standard for tailored and transparent wealth management with clients always positioned as the focal point, she engages in the development and execution of strategic and tactical partnerships throughout the communities HighTower Twickenham serves.
Kinsey holds nearly ten years of steadfast yet versatile experience in communications and marketing with a diverse professional background in the nonprofit and corporate sectors. After finishing college and returning to her Huntsville hometown, she served as the Marketing and Sales Director for Merrimack Hall Performing Arts Center. Shifting into the aerospace and defense industry, she represented Lockheed Martin Corporation in the capacity of Project Management and Planning Operations, overseeing the Huntsville community relations, communications and marketing initiatives. She also was a freelance writer for several publications in Alabama to include AL.com/The Huntsville Times and Business Alabama.
She earned a Bachelor of Arts in Communication and Information Sciences degree from The University of Alabama and graduated with a specialization in Public Relations and Spanish in 2010.
Kinsey is an avid rock climber and met her husband, Chas, while scaling the rock faces of the South. The two of them travel together in search of the best mountaintop views the world has to offer.
Emily Medlen, Operations Manager at Hightower Twickenham, completed her undergraduate work at Mississippi State in 2010 and earned a Master of Business Administration degree in 2013. Simultaneously, she started a career in hospitality sales where she was able to learn the importance of quality client service. After spending five years in the hospitality industry, she joined the HighTower Twickenham team in February 2017 as an Operations Associate.
In her role, she leads the team’s overall operations, identifying high-quality service opportunities to new and existing clients and serving as the primary resource for team administrative issues.
Emily lives in Madison with her husband, Corey, and daughter, Evelyn. They spend their weekends hiking with their dog, travelling, and hosting friends and family for barbecues and bonfires on their patio.
Tracy Sanders, Senior Private Wealth Specialist at HighTower Twickenham, brings over 30 years of client service to the financial services industry.
In 2003, Tracy joined Morgan Stanley Smith Barney. She earned the designation of Registered Paraplanner and Accredited Asset Management Specialist through the College for Financial Planning. Tracy served as a registered Securities representative/Acting Office Branch Manager in an investment center, as well as various operational roles while in the banking industry.
She holds Series 7, 63, and 24 licenses, as well as an Alabama Insurance and Annuity licenses.
Tracy’s responsibilities as a member at HighTower Twickenham include primary contact for client service requests, which include account maintenance, online access and bill pay, client cash disbursement requests, electronic funds transfers, order entry, distribution requests for 529 Plans, charitable gifting, and notary services.
Tracy enjoys outdoor activities and traveling.
Tasia holds a Bachelor of Science from Athens State University and a Master of Science from Auburn University at Montgomery.
Tasia’s responsibilities as a member at HighTower Twickenham include serving as a primary contact for client service requests, account maintenance, online access and bill pay, client cash disbursement requests, electronic funds transfers, order entry, distribution requests for 529 Plans, charitable gifting, and notary services.
Elizabeth Sharman, a Private Wealth Specialist with
HighTower Twickenham, joined the firm in December 2016. Supporting the newly
established Birmingham, Alabama office that is led by Managing Director, Lauren
Pearson, Elizabeth’s primary roles include interfacing and assisting clients
while providing tailored wealth management services.
After a brief period of retirement and raising two children, Elizabeth sought out to join the workforce again, and through her community engagement, connected with HighTower Twickenham. Prior to joining the company, she acquired invaluable business experience and acumen to include health care risk-management, corporate compliance, human resource recruitment, and corporate-headquarters management, first in Washington, D.C. and later in Birmingham.
When she is not providing personalized services for the HighTower Twickenham clients, Elizabeth spends her time volunteering with the women’s ministries of the Cathedral Church of the Advent in downtown Birmingham. She also enjoys cooking, staying physically active and fit, Bible studies, and traveling most anywhere.
Elizabeth and her husband reside in Birmingham with their daughter and son.
As a Certified Administrative Professional (CAP) with five years of experience and a customer service background, Jade primarily serves to support the founding partners and ensure the HighTower distinct level of tailored service is delivered to each client.
She holds a Bachelor of Science from Athens State University in Early Childhood Education and an Associate of Science from Calhoun Community College in Child Development.
In her spare time, Jade enjoys teaching others about fitness, nutrition, and meal prep. She also loves being outdoors.
Jania began her career at ADP’s Retirement Services Division and spent 10 years helping them become one of the largest retirement plan providers in the country. During her time at ADP, she worked with channel partners such as Merrill Lynch, Morgan Stanley, Goldman Sachs and Bank of America. Jania then became a Senior Account Executive for Fidelity Investments. While at Fidelity, Jania built retirement plan solutions for mid-market companies. Jania gained tremendous exposure to the challenges plan sponsors face and their need to have a fiduciary partner. This exposure led her to leave Fidelity and form a team of consultants that had a unified focus on helping plan sponsors with their fiduciary responsibilities.
Jania has been featured in the Washington Post, 401(k) Wire and 401(k) Advisor Magazine. Her team won one of the most prestigious awards in the industry in 2013; the 401(k) Advisor Leadership Award sponsored by National Association of Plan Advisors (NAPA).
Ms. Stout was appointed to the Leadership Council of National Association of Plan Advisors (NAPA) in spring of 2014. The Council is charged with setting the strategic direction and making policy decisions on all matters related to NAPA’s mission. Membership is comprised of nine voting member advisors—defined as individuals who are focused on advisory services directly to plan sponsors and their participants. She is a regular speaker at the Plan Sponsor National Conference as well as a contributor to many industry publications.
Jania holds her FINRA Series, 7, 6, 63 and 66. Ms. Stout was a two sport Division 1 athlete and graduated with a double major from Hofstra University. She is a 2008 graduate of the Greater Baltimore Committee (GBC) Leadership program and a board member of the Girl Scouts of Central Maryland. In her free time she coaches girls’ lacrosse and is the lacrosse commissioner at LTRC where she oversees 36 youth teams across the state. She resides in Phoenix, MD with her two daughters, Hannah and Sophie.
Prior to co-founding Fiduciary Plan Advisors, Chad was the Director of Investment Consulting at a regional consulting firm overseeing $2.7 billion of qualified and non-qualified plan assets. Unlike most investment-oriented consultants who begin their careers as wealth managers, Chad began working for a local TPA/Recordkeeper out of college. That experience strengthened his understanding of ERISA compliance and gives him a unique view of structuring investment programs for retirement plans.
Chad graduated magna cum laude from Bloomsburg University of Pennsylvania with a focus in business finance and English, is a CFA charter holder as well as a CERTIFIED FINANCIAL PLANNER™ practitioner. He was honorably discharged from the United States Marine Corps after serving four years in the infantry and as a scout sniper. Chad currently lives in Crownsville, MD with his wife, Jill, of 19 years and two daughters, Dorothea (8yrs) and Sylvia (5yrs).
Peter’s 18 years on experience in retirement plan consulting provides him with a broad base of knowledge in qualified plan management to consult with his clients in establishing best practices in all aspects of a qualified plan.
Prior to HighTower, Peter was an Account Executive focused on qualified retirement plan design and investment advisory service. He spent 14 years in commercial banking, and 12 years as a full service record-keeper/administrator.
Peter earned his Bachelor of Science degree in Finance from James Madison University. He is also a CERTIFIED FINANCIAL PLANNER™ professional.
Peter is married with three children and resides in Severna Park, MD. He currently serves as an Elder at Bay Area Community Church in Annapolis, Maryland.
Sarah has earned her reputation as a detail-oriented executive leader who can synthesize complex business challenges to uncover solutions and opportunities for entrepreneurs. Sarah guides clients through a multi-faceted planning process where both financial and business goals are optimized for business transition. Sarah assists clients in determining whether they can afford to exit their business and what options are best – stay, grow or exit their business. Armed with a comprehensive plan and analysis, clients can make well-informed decisions in monetizing the value of their businesses. Through HighTower’s strategic advisory network, Sarah can help clients execute their plan.
Sarah holds a Bachelors of Science degree in Management Science and Statistics with specialization in Decision Information Systems from the University of Maryland. She’s also completed courses in Executive Management and Innovation Management Program from University of Maryland’s A. James Clark School of Engineering and Robert H. Smith School of Business. Sarah and her husband, Hamid, live in Bethesda. Sarah has a passion for helping entrepreneurs and enjoys being active in the DMV's startup community. In her free time, she enjoys traveling and spending quality time with friends and family.