I log on to my desktop and head straight for Microsoft Outlook. I save a few fact sheets, presentation decks, and performance reports, then I open my “News” folder and play catch-up with the markets. Reading makes my morning—it jump-starts my workday with analyses and op-eds from top financial research firms. After reading, I’ll usually […]
Let’s first talk about the basics of a Donor Advised Fund (“DAF”) and then we’ll discuss some ideas about how they can be used. DAFs are a relatively new phenomenon. Technically the first DAF was established by the New York Community Trust in 1931 – however it was not until the 1980’s that they began […]
A few months ago, I rolled out a blog around investment options, and how they are defined, used, etc. This blog will build on that piece by further defining and laying out additional terms and styles of the investment landscape. At times, understanding your investments and all the jargon that comes along with them can […]
As a team, HighTower Westchester decided to support Feeding Westchester because we believe in its mission and goal to end hunger in Westchester County. We recently volunteered to pack meals for elementary school-aged children who receive “Backpack Meals” at school on Fridays to ensure they have enough food to eat over the weekend. Just the […]
Let’s talk about cash flow. Most of us, while we’re employed, manage our own cash flow in a straightforward fashion. We earn a certain amount of income, we have a percentage automatically taken out each pay period to go into our 401k, and our cash flow comes in every couple of weeks in the form […]
Most small business owners understand the benefits of offering a retirement plan. Not only does it help the business owner save for their own retirement, but it helps their employees save too. Offering a retirement plan also helps attract potential new hires that are looking for an opportunity with long-term benefits. A recent Glassdoor Survey […]
Many investors simply divide their portfolio between stocks and bonds, with potentially a small cash portion. As you look through your portfolio, you may notice many different types of investments and investment vehicles. In addition to stocks and bonds, you could potentially be invested in mutual funds, exchange traded funds, otherwise known as ETFs, various […]
As I write this blog on Super Bowl Sunday, nothing could be more opposite of the Rams vs. the Pats than Wills vs. Trusts. At least on the big day someone is going to be happy and, with any luck, we will get to watch a good game and, more importantly, some funny commercials. But […]
You made it through Thanksgiving and now it’s the time of year when you’re cramming in all the end of the year festivities and holidays, time spent with family, and with any luck a few days off from work. For me it also means a year-end check list of things to go over with and […]
As we are approaching year end, some of our clients are in the process of funding their respective retirement accounts. The question that many clients ask is “which is better for me a Roth IRA or a traditional IRA?”. The answer is it depends. There are some major differences between these two popular retirement savings […]
HighTower Westchester is registered with HighTower Securities, LLC, member FINRA and SIPC, and with HighTower Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through HighTower Securities, LLC; advisory services are offered through HighTower Advisors, LLC.
This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors.
All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. The team and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice.
This document was created for informational purposes only; the opinions expressed are solely those of the team and do not represent those of HighTower Advisors, LLC, or any of its affiliates.
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