I have written many blogs on the importance of financial goals, budgets and the like, but today I want to highlight some of the top money mistakes out there and what happens when you do not make the correct financial decisions. I know, I know, we’ve all made mistakes with our money, some are knowingly […]
On your way home from work one night you decide to stop for some gas and you figure why not buy a few lottery tickets, and a couple of days later you check the numbers and you WON … what do you do? Or have you ever played Monopoly and you land on Chance and […]
I recently watched a TV commercial for a life insurance company – it showed a proud father holding his newborn child – speaking into the camera he asks, “Is now a good time to get life insurance?” The snarky announcer suggests no, it would be fine if your baby went to work if something happened […]
Changing jobs or retiring in the near future? What do you do with your old 401(k)? It’s a question we get all the time. Changing or leaving a job can be an exciting time and if you are finally at the point in life where you can retire, it can be even more exciting. As […]
As a father with two teenage daughters I have had many talks with them…drugs, peer pressure, sex…but it’s now time to have the next talk … the college talk. Not about going, I think both of my daughters are sufficiently studious and driven, but the money talk. A few weeks ago there was a college […]
In our second ESG related blog, I wanted to discuss what ESG means to individuals and how it is implemented at Hightower Westchester. ESG can mean different things to different people. However, we see the objectives of investors converging around these three main categories: Integration – incorporate ESG factors to improve long-term return and lower […]
As clients approach retirement one of the most important concerns they have is when they should start taking Social Security benefits. The short answer is that they can start taking partial benefits at age 62 rather than waiting to full retirement, which ranges from 65 to 67 depending on their birthdate, but that doesn’t mean […]
ESG stands for Environmental, Social and Governance. ESG Investing is a term that is often used synonymously with sustainable investing, socially responsible investing, mission-related investing, or screening. At Hightower Westchester we define it as the consideration of environmental, social and governance factors alongside financial factors in the investment decision-making process. There is growing evidence that […]
The sharp declines and sharp recoveries in the stock market this past week was emotionally draining for many investors. The only people that benefited from the significant increase in volatility over the last few weeks were the financial media. Given the positive fundamentals and market environment we described in our note last week, we still […]
In conversations with clients over the last few months, the market “being too high” came up in almost every single one, followed by an inquiry as to when the market will “correct”. So, let’s talk a bit about both and try to put the recent market moves in context. 2017 was, in a word, an […]
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This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors.
All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. The team and HighTower shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice.
This document was created for informational purposes only; the opinions expressed are solely those of the team and do not represent those of HighTower Advisors, LLC, or any of its affiliates.
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